Consumer insolvency process
Everybody can get in to a hopeless financial plight due to living conditions of not one’s fault
More and more individuals are affected by inability to pay and over-debt. The possibility to buy on loan is a tempting offer for many people. However, it can lead to the indebtedness, even if at the time of accepting a loan, the finances are considered as enough to pay the monthly repayment rates. Debts, by rule, must be applied with interest. If, in spite of regular repayment, the loan liabilities cannot be reduced, it leads to a vicious circle.
Not seldom, the loss of the workplace leads to income losses. For the affected persons, it is hard to fulfill all liabilities. They are confronted with reminders, execution attempts or measures of individual creditors up to the bailiff’s visit to the own home.
In such a situation, the Consumer insolvency process offers a chance of an economic new beginning to persons in debt along with a so-called remaining debt relief.
With us, consumer insolvency processes are in competent hands
The accompaniment to private individuals, who are affected by insolvency, in the forefront or during the consumer insolvency proceeding, is a main point of activities at Lessing | Trebing | Bert. You can trust the long-standing experience of our team during the execution of consumer insolvency process as well as during the representation against your creditors.
We analyze the insolvency situation and possibilities and legal consequences arising from it quickly and competently taking into account the creditors-/debtor’s perspective and advice you accordingly. We work out a personal comparative suggestion for your creditors with the purpose to come to an extrajudicial agreement. We establish contact with your creditors and negotiate an extrajudicial agreement for you.
The consultation service by Lessing | Trebing | Bert includes
- the record of total liabilities,
- the compilation of the relevant documents,
- checking the authorizations for validating claims, as well as
- an extrajudicial rehabilitation attempt or
- the preparation of the insolvency application.